*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#26324A;background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:#1F4FA3;text-decoration:none}
h1,h2,h3{font-family:"Poppins",system-ui,sans-serif;color:#0E1F3D;line-height:1.15;margin:0;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.4vw,3.35rem);font-weight:800;letter-spacing:-.03em}
h2{font-size:clamp(1.65rem,3vw,2.2rem);font-weight:700;letter-spacing:-.03em}
h3{font-size:1.1rem;font-weight:600}
p{margin:0}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.container{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:860px}
:focus-visible{outline:3px solid #1F4FA3;outline-offset:2px;border-radius:4px}
::selection{background:#C8202F;color:#fff}

/* layered, colour-tinted shadows (base → elevated → floating) */
.elev-1{box-shadow:0 1px 2px rgba(14,31,61,.05),0 6px 18px -8px rgba(31,79,163,.14)}
.elev-2{box-shadow:0 1px 2px rgba(14,31,61,.06),0 10px 28px -10px rgba(31,79,163,.20),0 22px 48px -24px rgba(200,32,47,.14)}
.elev-3{box-shadow:0 2px 4px rgba(14,31,61,.06),0 18px 40px -12px rgba(14,31,61,.22),0 34px 70px -30px rgba(31,79,163,.28)}
.lift{transition:transform .28s cubic-bezier(.34,1.3,.64,1),box-shadow .28s cubic-bezier(.34,1.3,.64,1),border-color .2s ease,background-color .2s ease}
.lift:hover{transform:translateY(-3px)}
.lift:active{transform:translateY(-1px)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:"Poppins",system-ui,sans-serif;font-weight:600;font-size:15px;line-height:1;padding:15px 24px;border-radius:12px;border:2px solid transparent;cursor:pointer;transition:transform .22s cubic-bezier(.34,1.4,.64,1),box-shadow .22s ease,background-color .2s ease,color .2s ease,border-color .2s ease;text-align:center}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn-red{background:#C8202F;color:#fff;box-shadow:0 10px 26px -10px rgba(200,32,47,.65)}
.btn-red:hover{background:#A31824;box-shadow:0 14px 30px -10px rgba(200,32,47,.75)}
.btn-blue{background:#fff;color:#1F4FA3;border-color:#1F4FA3}
.btn-blue:hover{background:#EEF3FB;border-color:#163C7E;color:#163C7E}
.btn-white{background:#fff;color:#0E1F3D}
.btn-white:hover{background:#EEF3FB}
.btn-lg{padding:18px 30px;font-size:16px}
.btn-block{width:100%}

/* top bar, trust bar, header */
.topbar{background:#0E1F3D;color:rgba(255,255,255,.78);font-size:13px}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:9px;padding-bottom:9px}
.topbar a{color:#fff;font-weight:700}
.topbar-l{display:flex;gap:22px;flex-wrap:wrap}
.trustbar{background:#EEF3FB;border-bottom:1px solid #D5E1F3;overflow-x:auto}
.trustbar ul{list-style:none;margin:0 auto;padding:9px 20px;max-width:1160px;display:flex;gap:26px;justify-content:center;white-space:nowrap;font-size:13px;font-weight:600;color:#163C7E}
.trustbar li{display:flex;align-items:center;gap:7px}
.trustbar li::before{content:"";width:6px;height:6px;border-radius:50%;background:#C8202F}
header.site{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid #E3E8F1}
.hdr{display:flex;align-items:center;justify-content:space-between;height:68px;gap:14px}
.logo{display:flex;align-items:center;color:#0E1F3D}
.logo img{display:block;height:52px;width:auto}
.logo.footer-logo{background:#fff;border-radius:14px;padding:6px 10px}
.logo.footer-logo img{height:76px}
nav.main{display:none;align-items:center;gap:2px}
.nl{font-family:"Poppins",sans-serif;font-size:14px;font-weight:600;color:#26324A;padding:9px 12px;border-radius:9px;background:none;border:0;cursor:pointer;display:inline-flex;align-items:center;gap:5px;transition:color .18s,background-color .18s}
.nl:hover,.nl[aria-current="page"]{color:#1F4FA3;background:#EEF3FB}
.has-dd{position:relative}
.dd{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid #E3E8F1;border-radius:14px;padding:10px;min-width:250px;z-index:200;box-shadow:0 22px 50px -16px rgba(14,31,61,.28)}
.dd.two{min-width:520px;grid-template-columns:1fr 1fr;gap:2px 10px}
.has-dd:hover>.dd,.has-dd.open>.dd{display:block}
.has-dd:hover>.dd.two,.has-dd.open>.dd.two{display:grid}
.dd p.dd-h{grid-column:1/-1;margin:6px 12px 2px;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#55617A}
.dd a{display:block;padding:8px 12px;border-radius:8px;font-size:14px;font-weight:500;color:#26324A;transition:background-color .15s,color .15s}
.dd a:hover{background:#EEF3FB;color:#163C7E}
.hdr-cta{display:none}
#ham{width:44px;height:44px;border:0;background:none;border-radius:10px;cursor:pointer;padding:0;display:inline-flex;flex-direction:column;justify-content:center;align-items:center;gap:5px}
#ham span{display:block;width:24px;height:2.5px;border-radius:2px;background:#0E1F3D;transition:transform .3s,opacity .3s}
#ham.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
#ham.open span:nth-child(2){opacity:0}
#ham.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
#mm{display:none;border-top:1px solid #E3E8F1;padding:8px 0 96px}
#mm.open{display:block;max-height:calc(100vh - 68px);overflow-y:auto;-webkit-overflow-scrolling:touch}
#mm a{display:block;padding:10px 4px;color:#26324A;font-weight:500}
#mm a.top{font-weight:700;color:#0E1F3D;font-family:"Poppins",sans-serif}
#mm p.mh{margin:12px 4px 2px;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#55617A}
#mm a.sub{padding-left:16px}
@media(min-width:1024px){nav.main{display:flex}.hdr-cta{display:inline-flex}#ham{display:none}#mm{display:none!important}}
@media(max-width:1023px){.topbar{display:none}}

/* hero */
.hero{position:relative;overflow:hidden;background:
  radial-gradient(900px 420px at 88% -10%,rgba(31,79,163,.13),transparent 62%),
  radial-gradient(700px 380px at -8% 110%,rgba(200,32,47,.09),transparent 60%),
  linear-gradient(180deg,#fff,#F6F8FC);border-bottom:1px solid #E3E8F1}
.hero::before{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 .05 0 0 0 0 .12 0 0 0 0 .24 0 0 0 .5 0'/></filter><rect width='160' height='160' filter='url(%23n)'/></svg>");opacity:.06;pointer-events:none}
.hero .container{position:relative;padding-top:52px;padding-bottom:56px;display:grid;gap:34px}
.hero.tight .container{padding-top:38px;padding-bottom:42px}
@media(min-width:960px){.hero .container{grid-template-columns:1.12fr .88fr;align-items:center;gap:52px}.hero.solo .container{grid-template-columns:1fr}}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:"Poppins",sans-serif;font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#163C7E;background:#fff;border:1px solid #D5E1F3;padding:7px 14px;border-radius:999px;margin-bottom:18px}
.eyebrow i{width:7px;height:7px;border-radius:50%;background:#C8202F;display:block}
.hero h1 em{font-style:normal;color:#C8202F}
.hero p.sub{font-size:1.08rem;color:#55617A;max-width:600px;margin:16px 0 22px}
.ticks{list-style:none;margin:0 0 26px;padding:0;display:grid;gap:9px}
.ticks li{display:flex;gap:10px;align-items:flex-start;font-weight:500}
.ticks li::before{content:"";flex:none;width:20px;height:20px;margin-top:3px;border-radius:50%;background:#1F4FA3 url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'><path d='M5.5 10.5l3 3 6-6.5' fill='none' stroke='white' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/14px no-repeat}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{margin-top:18px;font-size:13px;color:#55617A}
@media(min-width:960px){.hero.solo .container::after{content:"";position:absolute;right:20px;bottom:-6px;width:280px;height:234px;background:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 360 300'><g fill='none' stroke='%231F4FA3' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><path d='M40 160L180 50l140 110'/><path d='M68 148v128h224V148'/><rect x='238' y='62' width='34' height='62' rx='4' stroke='%23C8202F'/><path d='M150 276v-72h60v72'/></g><g fill='none' stroke='%23C8202F' stroke-width='3' stroke-linecap='round' opacity='.7'><path d='M255 40c-8-14 8-20 0-34'/><path d='M270 44c-8-14 8-20 0-34'/></g><g fill='none' stroke='%231F4FA3' stroke-width='2.5' stroke-linecap='round' opacity='.55'><path d='M92 200c14-16 28 16 42 0s28 16 42 0'/><path d='M92 226c14-16 28 16 42 0'/></g></svg>") center/contain no-repeat;opacity:.5;pointer-events:none}}
.hero .fcard,.hero .facts{position:relative;z-index:1}

/* photo hero: plain white ground, clean photo (no overlay, no tint) */
.hero.photo{background:#fff}
.hero.photo::before{display:none}
.hero-photo{margin:0;position:relative;z-index:1}
.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:cover;object-position:center 62%;border-radius:22px;box-shadow:0 2px 4px rgba(14,31,61,.06),0 22px 48px -14px rgba(14,31,61,.30),0 40px 80px -36px rgba(31,79,163,.34)}
@media(min-width:960px){.hero.photo .container{grid-template-columns:1.05fr .95fr}.hero-photo img{aspect-ratio:4/5;object-position:center}}

/* photo-background hero: photo untouched (no overlay); copy and form sit on white cards */
.hero.bg{background:#0E1F3D;overflow:hidden}
.hero.bg::before{display:none}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 50%;z-index:0}
.hero.bg::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(6,10,20,.62),rgba(6,10,20,.48) 45%,rgba(6,10,20,.56))}
.hero.bg .container{position:relative;z-index:2;padding-top:52px;padding-bottom:60px;grid-template-columns:1fr;gap:28px}
.hero-copy{color:#fff}
.hero-copy .eyebrow{background:none;border:0;padding:0;color:#fff;text-shadow:0 1px 3px rgba(0,0,0,.4)}
.hero-copy .eyebrow i{width:22px;height:2px;border-radius:0;background:#fff}
.hero-copy h1{color:#fff;text-shadow:0 2px 12px rgba(0,0,0,.4)}
.hero-copy h1 em{color:#FFC24D}
.hero-copy p.sub{margin:14px 0 18px;font-size:1.05rem;color:rgba(255,255,255,.9);text-shadow:0 1px 4px rgba(0,0,0,.35)}
.hero-copy .ticks{margin-bottom:22px}
.hero-copy .ticks li{color:#fff;text-shadow:0 1px 3px rgba(0,0,0,.35)}
.hero-copy .ticks li::before{background:#fff url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'><path d='M5.5 10.5l3 3 6-6.5' fill='none' stroke='%230E1F3D' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/14px no-repeat}
.hero-copy .hero-note{color:rgba(255,255,255,.78);text-shadow:0 1px 3px rgba(0,0,0,.35)}
.hero.bg .fcard{border-top:4px solid #C8202F;border-top-left-radius:20px;border-top-right-radius:20px}
.btn-ghost-light{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.8);backdrop-filter:blur(2px)}
.btn-ghost-light:hover{background:rgba(255,255,255,.16);border-color:#fff;color:#fff}
@media(min-width:960px){.hero.bg .container{grid-template-columns:1.18fr .82fr;align-items:center;gap:44px}}

/* service cards with photos */
.svc.has-img{padding:0;overflow:hidden;gap:0}
.svc .svc-img{display:block;width:100%;height:auto;aspect-ratio:16/10;object-fit:cover;background:#F6F8FC;transition:transform .5s cubic-bezier(.2,.7,.2,1)}
.svc.has-img:hover .svc-img{transform:scale(1.04)}
.svc .svc-img-wrap{overflow:hidden;display:block}
.svc .svc-body{display:flex;flex-direction:column;gap:8px;padding:18px 20px 20px;flex:1}

/* form card */
.fcard{background:#fff;border:1px solid #E3E8F1;border-radius:20px;padding:26px}
.fcard h2,.fcard h3.ft{font-size:1.28rem;letter-spacing:-.02em;margin-bottom:4px}
.fcard .fs{font-size:13px;color:#55617A;margin-bottom:16px}
.fg{display:grid;gap:12px}
.fg2{display:grid;gap:12px;grid-template-columns:1fr 1fr}
@media(max-width:520px){.fg2{grid-template-columns:1fr}}
label.fl{display:block;font-size:12.5px;font-weight:700;color:#0E1F3D;margin-bottom:5px}
.fi{width:100%;font:inherit;font-size:15px;color:#0E1F3D;background:#fff;border:1.5px solid #cbd5e4;border-radius:10px;padding:12px 13px;transition:border-color .18s,box-shadow .18s}
.fi::placeholder{color:#8792a8}
.fi:focus{outline:none;border-color:#1F4FA3;box-shadow:0 0 0 4px rgba(31,79,163,.16)}
textarea.fi{resize:vertical;min-height:84px}
.consent{display:flex;gap:9px;align-items:flex-start;font-size:12px;color:#55617A;line-height:1.5}
.consent input{margin-top:3px;width:16px;height:16px;accent-color:#1F4FA3;flex:none}
.fnote{text-align:center;font-size:12px;color:#55617A;margin-top:10px}

/* sections */
section.sec{padding:72px 0}
section.sec.alt{background:#F6F8FC;border-top:1px solid #E3E8F1;border-bottom:1px solid #E3E8F1}
section.sec.blue{background:#EEF3FB;border-top:1px solid #D5E1F3;border-bottom:1px solid #D5E1F3}
section.sec.tight{padding:52px 0}
.sh{max-width:720px;margin:0 auto 38px;text-align:center}
.sh .tag,.tag{display:inline-block;font-family:"Poppins",sans-serif;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#C8202F;margin-bottom:10px}
.sh p{color:#55617A;margin-top:12px}
.left-h{text-align:left;margin-left:0}
.grid{display:grid;gap:16px}
.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,270px),1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr))}
.card{background:#fff;border:1px solid #E3E8F1;border-radius:16px;padding:22px}
a.card{display:block;color:inherit}
a.card.svc{display:flex}
a.card:hover{border-color:#D5E1F3}
.svc{display:flex;flex-direction:column;gap:10px}
.ico{width:46px;height:46px;border-radius:12px;background:#EEF3FB;border:1px solid #D5E1F3;display:flex;align-items:center;justify-content:center;color:#1F4FA3}
.ico svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.svc h3{margin-top:2px}
.svc p{font-size:14.5px;color:#55617A;line-height:1.6;flex:1}
.svc .from{font-size:13px;font-weight:700;color:#C8202F}
.svc .go{font-size:13.5px;font-weight:700;color:#1F4FA3}
.group-h{display:flex;align-items:center;gap:12px;margin:34px 0 16px}
.group-h:first-of-type{margin-top:0}
.group-h h3{font-size:1.15rem}
.group-h::after{content:"";flex:1;height:1px;background:#E3E8F1}
.benefit{display:flex;gap:14px;align-items:flex-start}
.benefit .ico{flex:none}
.benefit h3{font-size:1rem;margin-bottom:3px}
.benefit p{font-size:14px;color:#55617A;line-height:1.55}

.pill-grid{display:grid;gap:10px;grid-template-columns:repeat(auto-fill,minmax(min(100%,210px),1fr))}
.pill{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid #E3E8F1;border-radius:12px;padding:13px 15px;font-weight:600;font-size:14.5px;color:#0E1F3D}
.pill svg{width:16px;height:16px;flex:none;color:#C8202F;fill:currentColor}
.pill:hover{border-color:#1F4FA3;color:#1F4FA3}
.pill small{display:block;font-weight:500;font-size:12px;color:#55617A}
.pill.home{background:#EEF3FB;border-color:#D5E1F3}

/* long-form article blocks */
.prose{max-width:780px;margin:0 auto}
.prose h2{margin:0 0 18px}
.prose p{margin:0 0 16px;font-size:1.02rem;line-height:1.78}
.prose p:last-child{margin-bottom:0}
.prose ul{padding-left:20px;margin:0 0 16px}
.answer{border:1px solid #D5E1F3;border-left:4px solid #C8202F;border-radius:16px;padding:24px 26px;background:linear-gradient(180deg,#fff,#EEF3FB)}
.answer .tag{margin-bottom:8px}
.pr-grid{display:grid;gap:10px;margin-top:16px;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.pr{display:flex;justify-content:space-between;align-items:center;gap:12px;background:#fff;border:1px solid #E3E8F1;border-radius:12px;padding:13px 15px}
.pr b{display:block;font-size:14.5px;color:#0E1F3D;font-weight:600}
.pr span.n{font-size:12.5px;color:#55617A;line-height:1.4;display:block}
.pr em{font-style:normal;font-weight:800;color:#C8202F;white-space:nowrap;font-size:1.05rem}
.signs{display:grid;gap:10px;grid-template-columns:repeat(auto-fit,minmax(min(100%,340px),1fr))}
.sign{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid #E3E8F1;border-radius:12px;padding:14px 16px;font-size:14.5px}
.sign::before{content:"!";flex:none;width:22px;height:22px;border-radius:50%;background:#FDF0F1;color:#C8202F;font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center;margin-top:2px}
ol.steps{list-style:none;margin:0;padding:0;display:grid;gap:12px;counter-reset:st}
ol.steps li{counter-increment:st;display:flex;gap:16px;background:#fff;border:1px solid #E3E8F1;border-radius:14px;padding:16px 18px}
ol.steps li::before{content:counter(st);flex:none;width:34px;height:34px;border-radius:50%;background:#1F4FA3;color:#fff;font-family:"Poppins",sans-serif;font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center}
ol.steps b{display:block;font-size:15px;color:#0E1F3D;margin-bottom:2px}
ol.steps span{display:block;font-size:14.5px;color:#55617A;line-height:1.6}
.facts{background:#fff;border:1px solid #E3E8F1;border-radius:18px;padding:22px}
.facts h2,.facts h3{font-size:1.05rem;margin-bottom:12px}
.facts dl{margin:0;display:grid;gap:0}
.facts dl div{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid #E3E8F1;font-size:14.5px}
.facts dl div:last-child{border-bottom:0}
.facts dt{color:#55617A}
.facts dd{margin:0;font-weight:700;color:#0E1F3D;text-align:right}

/* faq */
.faq-list{display:grid;gap:10px;max-width:800px;margin:0 auto}
.faq-list details{background:#fff;border:1px solid #E3E8F1;border-radius:14px;transition:border-color .2s,box-shadow .2s}
.faq-list details[open]{border-color:#D5E1F3;box-shadow:0 12px 30px -18px rgba(31,79,163,.35)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 18px;font-weight:600;color:#0E1F3D;font-size:15.5px}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";flex:none;font-size:22px;line-height:1;color:#C8202F;font-weight:700;transition:transform .25s cubic-bezier(.34,1.4,.64,1)}
.faq-list details[open] summary::after{transform:rotate(45deg)}
.faq-a{padding:0 18px 18px;color:#55617A;font-size:15px;line-height:1.7}

/* data table */
.tbl-wrap{overflow-x:auto;border:1px solid #E3E8F1;border-radius:14px;background:#fff}
table.tbl{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
.tbl th{background:#F6F8FC;text-align:left;padding:12px 14px;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;color:#55617A;border-bottom:1px solid #E3E8F1}
.tbl td{padding:12px 14px;border-bottom:1px solid #E3E8F1;vertical-align:top}
.tbl tr:last-child td{border-bottom:0}
.tbl td.pr-c{font-weight:800;color:#C8202F;white-space:nowrap}

/* breadcrumb */
.crumbs{background:#F6F8FC;border-bottom:1px solid #E3E8F1;font-size:13px}
.crumbs ol{list-style:none;margin:0 auto;padding:10px 20px;max-width:1160px;display:flex;flex-wrap:wrap;gap:6px;color:#55617A}
.crumbs li+li::before{content:"/";margin-right:6px;color:#9aa5ba}
.crumbs a{font-weight:600}
.crumbs [aria-current]{color:#0E1F3D;font-weight:600}

/* CTA band + footer */
.cta{position:relative;overflow:hidden;background:
  radial-gradient(600px 300px at 90% 0%,rgba(200,32,47,.35),transparent 62%),
  radial-gradient(700px 320px at 0% 100%,rgba(31,79,163,.55),transparent 60%),#0E1F3D;color:#fff;text-align:center;padding:68px 0}
.cta::before{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='160' height='160'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 .05 0 0 0 0 .12 0 0 0 0 .24 0 0 0 .5 0'/></filter><rect width='160' height='160' filter='url(%23n)'/></svg>");opacity:.08;pointer-events:none}
.cta .container{position:relative}
.cta h2{color:#fff;margin-bottom:12px}
.cta p{color:rgba(255,255,255,.8);max-width:560px;margin:0 auto 26px}
footer.site{background:#0E1F3D;color:rgba(255,255,255,.66);font-size:14px}
footer.site .fg4{display:grid;gap:34px;padding:58px 0 34px}
@media(min-width:900px){footer.site .fg4{grid-template-columns:1.25fr 1fr 1fr 1fr}}
footer.site h3{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:14px;font-weight:700}
footer.site ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer.site a{color:rgba(255,255,255,.72);transition:color .15s}
footer.site a:hover{color:#fff}
footer.site .fl{color:#fff;font-weight:700}
.mapwrap{padding-bottom:28px}
.mapwrap iframe{width:100%;height:260px;border:0;border-radius:16px}
.copy{border-top:1px solid rgba(255,255,255,.12);padding:20px 0;font-size:12.5px;color:rgba(255,255,255,.5)}
.copy .container{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px}

/* floating call bar */
.phone-float{position:fixed;right:18px;bottom:22px;z-index:900;display:none;align-items:center;gap:9px;background:#C8202F;color:#fff;font-family:"Poppins",sans-serif;font-weight:700;font-size:15px;padding:14px 22px;border-radius:999px;box-shadow:0 14px 34px -10px rgba(200,32,47,.7);transition:transform .22s cubic-bezier(.34,1.5,.64,1)}
.phone-float:hover{transform:scale(1.05);color:#fff}
.mob-bar{position:fixed;left:0;right:0;bottom:0;z-index:900;display:flex;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom,0px));background:rgba(255,255,255,.96);border-top:1px solid #E3E8F1;backdrop-filter:blur(8px)}
.mob-bar a{flex:1}
@media(min-width:1024px){.phone-float{display:inline-flex}.mob-bar{display:none}}
body{padding-bottom:0}
@media(max-width:1023px){body{padding-bottom:70px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}